P&L figures since 2011

Helaba Group 3rd Quarter 2011 under IFRS

	01/01/–30/09/ 2011	01/01/-30/09/ 2010	Change
	in € million	in € million	in € million	in %
Net interest income	777	752	25	3.3
Provisions for losses on loans and advances	-106	-237	131	55.3
Net interest income after provisions for losses on loans and advances	671	515	156	30.3
Net commission income	194	194	-	-
Net trading income	24	140	-116	-82.9
Result of hedges /derivatives	38	-48	86	>100.0
Net income from non-current financial assets (incl. assets valued using the equity method)	-11	-1	-10	>-100.0
Other operating result	178	260	-82	-31.5
General administrative expenses*	-723	-776	53	6.8
Group earnings before taxes	371	284	87	30.6
Taxes on income	-93	-66	-27	-40.9
Group net profit	278	218	60	27.5

*includes bank levy in the amount of € 31 million

Helaba Group 2nd Quarter 2011 under IFRS


	01/01/–30/06/ 2011	01/01/-30/06/2010	Change
	in € million	in € million	in € million	in %
Net interest income	488	492	-4	-0.8
Provisions for losses on loans and advances	-99	-134	35	26.1
Net interest income after provisions for losses on loans and advances	389	358	31	8.7
Net commission income	131	131	-	-
Net trading income	173	33	140	>100.0
Result of hedges /derivatives	38	-50	88	>100.0
Net income from non-current financial assets (incl. assets valued using the equity method)	-20	-1	-19	>-100.0
Other operating result	101	171	-70	-40.9
General administrative expenses	-479	-516	37	7.2
of which: Banking Levy	20	-
Group earnings before taxes	333	126	207	>100.0
Taxes on income	-62	-31	-31	-100.0
Group net profit	271	95	176	>100.0

Helaba Group 1rd Quarter 2011 under IFRS

	01 Jan.– 31 Mar. 2011	01 Jan.– 31 Mar. 2010	Change
	in € million	in € million	in € million	in %
Net interest income	220	226	-6	-2.7
Provisions for losses on loans and advances	-65	-129	64	49.6
Net interest income after provisions for losses on loans and advances	155	97	58	59.8
Net commission income	68	64	4	6.3
Net trading income	131	117	14	12.0
Result of hedges /derivatives	27	21	6	28.6
Net income from non-current financial assets (incl. assets valued using the equity method)	-2	3	-5	>-100.0
Other operating result	51	88	-37	-42.0
General administrative expenses	-236	-257	21	8.2
Group earnings before taxes	194	133	61	45.9
Taxes on income	-58	-40	-18	-45.0
Group net profit	136	93	43	46.2

Helaba Group 2010 under IFRS *

	2010	2009	Change
	in € million	in € million	in € million	in %
Net interest income	1,017	1,029	-12	-1.2
Provisions for losses on loans and advances	-285	-487	202	41.5
Net interest income after provisions for losses on loans and advances	732	542	190	35.1
Net commission income	249	227	22	9.7
Net trading income	148	315	-167	-53.0
Result of hedges /derivatives	5	92	-87	-94.6
Net income from non-current financial assets (incl. assets valued using the equity method)	-25	-18	-7	-38.9
Other operating result	357	290	67	23.1
General administrative expenses	-1,068	-1,040	-28	-2.7
Group earnings before taxes	398	408	-10	-2.5
Taxes on income	-100	-85	-15	-17.6
Group net profit	298	323	-25	-7.7

* The published consolidated figures are preliminary and have not yet been audited

Statement of Recognised Income and Expense*

	01 Jan.-31 Dec. 2010	01 Jan.-31 Dec. 2009	Change
	in € million	in € million	in € million	in per cent
Group net profit	298	323	-25	-7.7
Result recognised directly in equity, after taxes	50	-42	92	-
Comprehensive Income	348	281	67	23.8

* The published consolidated figures are preliminary and have not yet been audited

Helaba Group 3rd Quarter 2010 under IFRS

	01/01–30/09 2010	01/01–30/09/2009	Change
	in € million	in € million	in € million	in %
Net interest income	752	733	19	2.6
Provisions for losses on loans and advances	-237	-375	138	36.8
Net interest income after provisions for losses on loans and advances	515	358	157	43.9
Net commission income	194	164	30	18.3
Net trading income	140	255	-115	-45.1
Result of hedges /derivatives	-48	107	-155	>-100.0
Net income from non-current financial assets (incl. assets valued using the equity method)	-1	-20	19	95.0
Other operating result	260	239	21	8.8
General administrative expenses	-776	-751	-25	-3.3
Group earnings before taxes	284	352	-68	-19.3
Taxes on income	-66	-115	49	42.6
Group net profit	218	237	-19	-8.0

Helaba Group 2nd Quarter 2010 under IFRS

	01/01– 30/06/2010	01/01- 30/06/2009	Change
	in € million	in € million	in € million	in %
Net interest income	492	493	-1	-0.2
Provisions for losses on loans and advances	-134	-173	39	22.5
Net interest income after provisions for losses on loans and advances	358	320	38	11.9
Net commission income	131	112	19	17.0
Net trading income	33	120	-87	-72.5
Result of hedges /derivatives	-50	67	-117	>-100
Net income from non-current financial assets (incl. assets valued using the equity method)	-1	-15	14	93.3
Other operating result	171	174	-3	-1.7
General administrative expenses	-516	-505	-11	-2.2
Group earnings before taxes	126	273	-147	-53.8
Taxes on income	-31	-88	57	64.8
Group net profit	95	185	-90	-48.6

Helaba Group 1st Quarter 2010 under IFRS

	1.1.-31.03. 2010	1.1.-31.03. 2009	Change
	in € million	in € million	in € million	in %
Net interest income	226	230	-4	-1.7
Loan loss provisions	-129	-25	-104	>-100.0
Net commission income	64	56	8	14.3
Net trading income	117	-13	130	>100.0
Net income from hedging activities/derivatives	21	-2	23	>100.0
Net income from non-current financial assets	3	-	3	n.a.
Other operating income	88	92	-4	-4.3
Administrative expenses	-257	-252	-5	-2.0
Group net profit before taxes	133	86	47	54.7
Income tax expense	-40	-24	-16	-66.7
Group net profit for the period	93	62	31	50.0

Helaba Group 2009 under IFRS

	2009	2008	Change
	in € million	in € million	in € million	in %
Net interest income	1,029	1,047	-18	-1.7
Loan loss provisions	-487	-66	-421	>-100.0
Net commission income	227	216	11	5.1
Net trading income	315	-328	643	>100.0
Net income from hedging activities/derivatives	92	-198	290	>100.0
Net income from non-current financial assets (incl. valuation at equity)	-18	-24	6	25.0
Other operating income	275	353	-78	-22.1
Administrative expenses	-1,025	-1,055	30	2.8
Group net profit before taxes	408	-55	463	>100.0
Income tax expense	-85	11	-96	>-100.0
Group net profit for the year	323	-44	367	>100.0

Helaba Group 3rd Quarter 2009 under IFRS

	1/1/-30/9/2009	1/1/-30/9/2008	Change
	in € million	in € million	in € million	in %
Net interest income	733	748	-15	-2.0
Net commission income	157	171	-14	-8.2
Net trading income	255	-174	429	>100.0
Result of hedges / derivatives, net income from non-current financial assets (incl. assets valued using the equity method)	87	-215	302	>100.0
Other operating result (*)	237	265	-28	-10.6
General administrative expenses	-742	-756	14	+1.9
Group earnings before risk provisions	727	39	688	>100.0
Loan loss provisions	-375	25	-400	>-100,0
Group earnings before taxes	352	64	288	>100.0
Taxes on income	-115	-23	-92	>-100.0
Group net profit	237	41	196	>100.0

Helaba Group 2nd Quarter of 2009 under IFRS

	01/01–30/06/ 2009	01/01- 30/.06/ 2008	Change
	in € million	in € million	in € million	in %
Net interest income	493	523	-30	-5.7
Provisions for losses on loans and advances	-173	46	-219	>-100.0
Net interest income after provisions for losses on loans and advances	320	569	-249	-43.8
Net commission income	106	117	-11	-9.4
Net trading income	120	-155	275	>100.0
Result of hedges /derivatives	67	-72	139	>100.0
Net income from non-current financial assets (incl. assets valued using the equity method)	-15	8	-23	>-100.0
Other operating result ¹⁾	172	157	15	9.6
General administrative expenses	-497	-504	7	1.4
Group earnings before taxes	273	120	153	>100.0
Taxes on income	-88	-44	-44	-100.0
Group net profit	185	76	109	>100.0

1) Includes result pursuant to IFRS 5

Helaba Group 1rd Quarter 2009 under IFRS

	Q1/2009	1/4 2008	Change
	in € million	in € million	in € million	in %
Net interest income	230	262	-32	-12.2
Loan loss provisions	-25	-17	-8	-47.1
Net interest income after risk provisioning	205	245	-40	-16.3
Net commission income	55	53	2	3.8
Net trading income	-13	-82	69	84.1
Net income from hedging activities / derivates	-2	-50	48	96.0
Net income from non-current financial assets (incl. measurement at equity	0	-6	6	100.0
Other operating income	92	87	5	5.7
Administrative expenses	-251	-261	10	3.8
Group net profit before tax	86	-14	100	>100.0
Income tax expense	-24	3	-27	>-100.0
Group profit/loss	62	-11	73	>100.0