Financial Data 2011

Balance Sheet Development

	30/09/2011	31/12/2010	Change
	in € million	in € million	in € million	in %
Loans and advances to banks incl. cash reserve	16,012	14,848	1,164	7.8
Loans and advances to customers	84,001	87,698	-3,697	-4.2
Impairments on receivables	-1,117	-1,253	136	10.9
Assets held for trading	45,697	39,176	6,521	16.6
Positive market value of derivatives not held for trading	4,162	3,702	460	12.4
Financial assets, incl. companies accounted for using the equity method	19,683	17,750	1,933	10.9
Real property; property, plant and equipment; intangible assets	2,901	2,922	-21	-0.7
Income tax assets	453	452	1	0.2
Other assets	1,057	949	108	11.4
Total assets	172,849	166,244	6,605	4.0
Liabilities due to banks	32,241	31,679	562	1.8
Liabilities due to customers	40,567	40,896	-329	-0.8
Securitised liabilities	37,043	40,389	-3,346	-8.3
Liabilities held for trading	47,219	38,529	8,690	22.6
Negative market value of derivatives not held for trading	3,866	3,148	718	22.8
Provisions	1,240	1,190	50	4.2
Income tax liabilities	220	238	-18	-7.6
Other liabilities	496	484	12	2.5
Subordinate capital	4,489	4,488	1	-
Shareholders' equity	5,468	5,203	265	5.1
Total liabilities	172,849	166,244	6,605	4.0

	01/01/–30/09/ 2011	01/01/-30/09/ 2010	Change
	in € million	in € million	in € million	in %
Net interest income	777	752	25	3.3
Provisions for losses on loans and advances	-106	-237	131	55.3
Net interest income after provisions for losses on loans and advances	671	515	156	30.3
Net commission income	194	194	-	-
Net trading income	24	140	-116	-82.9
Result of hedges /derivatives	38	-48	86	>100.0
Net income from non-current financial assets (incl. assets valued using the equity method)	-11	-1	-10	>-100.0
Other operating result	178	260	-82	-31.5
General administrative expenses*	-723	-776	53	6.8
Group earnings before taxes	371	284	87	30.6
Taxes on income	-93	-66	-27	-40.9
Group net profit	278	218	60	27.5